Home Loan Mortgage Broker

Geelong's home loan experts

Your Partner in Achieving Home Ownership
GSC Finance Solutions is your go-to home loan mortgage broker dedicated to helping hard-working individuals achieve the “Great Australian Dream” of home ownership. With our expert help, we take the stress out of the home loan application process and share valuable insights on maximising the benefits of your new home loan.
Move into your first home
Your first home buyer journey should be exciting! That's why we handle all the research and paperwork, making the process seamless. Whether you're looking for the best home loans or exploring the stability of new home loan interest rates, we've got you covered.
Upgrade to a new home
When it's time to upgrade to your dream home, you can count on us. We'll leverage your hard-earned equity and scour the market to bring you competitive home loan solutions.

Our approach to home loan applications

We'll meet to discuss your needs, situation, and homeownership goals. If you want a pre-approval, we'll guide you through the process.
Our experts thoroughly research and analyse the market to provide advice on the best fixed & variable rate home loans to consider, and whether an interest-only home loan might be right for you.
Our home loan mortgage brokers prepare a compelling home loan application for submission to the lender.
We maintain regular communication to monitor the health of your loan, providing ongoing support and expert advice.
Buy Your First Home

Buy your first home

Entering the Property Market
Achieving that first rung on the property ladder is a monumental milestone. We streamline the process for first home buyers, providing the support, knowledge, and guidance you need to own your first home.
Understanding your situation and goals
Ensuring you only borrow what you can afford
Helping you access government first home buyer grants and schemes
Guide you to get pre-approved for a home loan
Liaising with the lender and other property professionals
Let's talk

Upgrade to your next home

Building Your Portfolio
If it's time to upgrade from your first home to your forever home, we can help you leverage your equity, strong credit history, and improved borrowing capacity to access a competitive new home loan.

We research the hundreds of loan options available, prepare a compelling home loan application to the lender, and monitor your mortgage rates to ensure they're suitable for the long term.

GSC Finance Solutions are Geelong’s leading home loan experts committed to making your homeownership dreams a reality. Try our loan calculator tools to get started on your first home loan journey.
Home loan calculator
Upgrade To Your Next Home

Frequently Asked Questions

Typically, a minimum of 5-20% of the property's purchase price is required as a down payment when you apply for a home loan. Some lenders even offer options with as low as 3% down. One of our home loan mortgage brokers can guide you to the best home loans with suitable down payment terms.
When considering new home loan interest rates, it's important to understand the options. A fixed-rate home loan offers stability with a consistent interest rate, while a variable-rate home loan can fluctuate with market conditions. The choice depends on your financial goals and risk tolerance.
Yes, the First Home Owner Grant is available in many Australian states and territories, offering financial assistance to first-time homebuyers. Eligibility for such incentives varies by state, often depending on specific income and property value criteria. To navigate this process and explore pre-approval home loan options, it's advisable to consult with one of our home loan brokers who specialises in these incentives and can guide you effectively.
Pre-approval is a crucial step before house hunting. It involves providing your financial details to a lender, who then assesses your eligibility for a loan. Getting pre-approved for a home loan gives you a clear budget and helps you make informed decisions about home loan financing.
When deciding between an interest-only home loan and a standard principal and interest home loan, consider your financial goals and circumstances. Interest-only loans may offer lower initial repayments but typically have higher overall interest costs.Typically, interest only loans are only offered for investors, but can be offered to owner occupiers in very select circumstances. Consult with one of our home loan approval experts or use a home loan calculator to evaluate which option aligns best with your needs and budget.

Our Lenders

We work with more than 40 lenders to get you started

What Our Clients Say

We’re Your Local Mortgage Brokers With A National Reputation
5 stars
Rated on Google
First time approval
The GSC Finance Team are responsive to needs and willing to take the time to understand your considerations to shape the right outcomes. Highly recommend
Simon Walsh
Simon Walsh
October 6, 2022.
I love that as a sole business owner I wasn't put in the 'too hard basket', instead a solution was found for me to purchase a property. The entire experience was stress free, friendly and professional.
Samantha Robertson
Samantha Robertson
October 5, 2022.
Matt at GSC helped us purchase our first home. He walked us through every process, and made purchasing our house a lot easier than we expected. I highly recommend GSC :)
Jake S Thompson
Jake S Thompson
September 27, 2022.
Great company to deal with and they certainly look after their client’s needs.
Julie Marinovic
Julie Marinovic
September 20, 2022.
The team at GSC Finance, particularly Cameron and Liah, made everything about purchasing a new home an enjoyable and smooth process. Any questions we had were met with helpful advice and they ensured we understood all the technicalities of the process. I’d highly recommend the GSC team; they made an experience that could’ve been overwhelming a streamlined and memorable one!
Jennifer Radford
Jennifer Radford
September 9, 2022.
Such a great business to deal with, professional, experienced, efficient, always keeping us informed along the way. Follow up service is fantastic, I would highly recommend Matt and his team to anyone looking for finance or refinance.
Carissa Merry
Carissa Merry
September 5, 2022.
Matt and the team at GSC did some great work behind the scenes to ensure we got the best deal with our refinancing. They kept us in the loop through the whole process and made it as easy as possible. The also continued to follow up after settlement to ensure everything was satisfactory. Highly recommend GSC finance.
Trav Keys
Trav Keys
August 28, 2022.
Higly recommend GSC. We used them to refinance our loans and not only do they do all the hard work they offered better rates than I was able to get from the banks.
Mark Rothon (Rothon1)
Mark Rothon (Rothon1)
August 24, 2022.
The team at GSC Finance Solutions were amazing with assisting us with our building loan. We found all their staff to be very friendly, professional and always willing to go above and beyond to provide their customers with an exceptional service. Also their knowledge and advice on what products/loan would suit our circumstances best were extremely valuable to us. Thanks to the team at GSC and especially Matt Turner for providing us with a hassle free process. We look forward to working with you again in the future.
Allison Messenger
Allison Messenger
August 12, 2022.
Thank you Cam and GSC team for making my first home purchase a smooth and seamless transaction. Cam was very professional and continuously provided updates throughout the whole process!
Thy T
Thy T
August 8, 2022.
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