Construction Loans with GSC Mortgage Brokers

Simplified Construction Finance Process

As experienced Geelong mortgage brokers, we understand the excitement of building your dream home or investment property. Our dedicated team of construction finance experts is here to simplify the lending process and provide tailored solutions that align with your goals.

Build Your Home with Confidence

Whether it's a custom-designed home or an investment property, we have the expertise to assist you in building wealth through property. Let us take care of the research and find competitive finance solutions that suit your specific needs, allowing you to focus on the exciting parts, such as choosing floorplans and finishes.

Flexible Financing for Renovations

Need funding for ambitious renovations? Our construction loans offer cash-flow-friendly options to fund your renovation projects. With a house renovation loan, we can help you unlock the potential of your property and transform it into your dream space.

Geelong Construction Finance Experts

As part of Geelong Construction Finance, our team brings a wealth of experience to the table. We understand the intricacies of construction loans and have the knowledge to guide you through the process smoothly. With our broad range of expertise in every aspect of the loan process, we are dedicated to building the right solution for you.

Access tailor-made solutions for building your home

Pay as you build with progressive drawdown

Interest only payments while the build is underway

Visit Geelong Construction Finance

Frequently Asked Questions

How does a construction loan differ from a traditional home loan, and what are the key distinctions to be aware of?

Construction loans are tailored for funding new home construction or extensive renovations, differing significantly from traditional home loans. They often feature distinct disbursement and repayment structures, making it essential to understand these differences when considering financing for your project.

What documents are necessary when applying for a construction loan, and what should I prepare?

When applying for a construction loan, essential documents include detailed construction plans, a comprehensive budget, and a fixed-price building contract. Ensuring you have these documents in order is critical to streamline the loan application process.

Can I utilise a construction loan to finance home improvements or renovations, and what are the possibilities?

Indeed, a construction loan can be employed to finance substantial home improvements or renovations on your existing property. This versatility allows homeowners to undertake extensive upgrades with tailored financing.

What's the typical timeline for fund disbursement during construction with a construction loan, and how does it work?

Funds during construction are typically dispersed in stages, aligning with key project milestones. This staged disbursement ensures that builders have access to the necessary funds at each phase of construction, maintaining project momentum.

Is it possible to convert a construction loan into a traditional mortgage once the construction is complete, and how does this transition work?

After the construction phase concludes, you often have the option to convert your construction loan into a traditional mortgage for long-term financing. This transition allows you to seamlessly transition from the construction phase to the permanent financing needed for your newly constructed or renovated home.

What Our Clients Say

We’re Your Local Mortgage Brokers With A National Reputation

5 stars

Rated on Google

98%

First time approval

    
 
 
       The GSC Finance Team are responsive to needs and willing to take the time to understand your considerations to shape the right outcomes. Highly recommend
  
 
    
   Simon Walsh 
 October 6, 2022.
 
 
 
      I love that as a sole business owner I wasn't put in the 'too hard basket', instead a solution was found for me to purchase a property. The entire experience was stress free, friendly and professional.
  
 
    
   Samantha Robertson 
 October 5, 2022.
 
 
 
      Matt at GSC helped us purchase our first home. He walked us through every process, and made purchasing our house a lot easier than we expected.  I highly recommend GSC :)
  
 
    
   Jake S Thompson 
 September 27, 2022.
 
 
 
      Great company to deal with and they certainly look after their client’s needs.
  
 
    
   Julie Marinovic 
 September 20, 2022.
 
 
 
      The team at GSC Finance, particularly Cameron and Liah, made everything about purchasing a new home an enjoyable and smooth process. Any questions we had were met with helpful advice and they ensured we understood all the technicalities of the process. I’d highly recommend the GSC team; they made an experience that could’ve been overwhelming a streamlined and memorable one!
  
 
    
   Jennifer Radford 
 September 9, 2022.
 
 
 
      Such a great business to deal with, professional, experienced, efficient, always keeping us informed along the way. Follow up service is fantastic, I would highly recommend Matt and his team to anyone looking for finance or refinance.
  
 
    
   Carissa Merry 
 September 5, 2022.
 
 
 
      Matt and the team at GSC did some great work behind the scenes to ensure we got the best deal with our refinancing. They kept us in the loop through the whole process and made it as easy as possible. The also continued to follow up after settlement to ensure everything was satisfactory. Highly recommend GSC finance.
  
 
    
   Trav Keys 
 August 28, 2022.
 
 
 
      Higly recommend GSC. We used them to refinance our loans and not only do they do all the hard work they offered better rates than I was able to get from the banks.
  
 
    
   Mark Rothon (Rothon1) 
 August 24, 2022.
 
 
 
      The team at GSC Finance Solutions were amazing with assisting us with our building loan.  We found all their staff to be very friendly, professional and always willing to go above and beyond to provide their customers with an exceptional service.  Also their knowledge and advice on what products/loan would suit our circumstances best were extremely valuable to us. Thanks to the team at GSC and especially Matt Turner for providing us with a hassle free process.  We look forward to working with you again in the future.
  
 
    
   Allison Messenger 
 August 12, 2022.
 
 
 
      Thank you Cam and GSC team for making my first home purchase a smooth and seamless transaction. Cam was very professional and continuously provided updates throughout the whole process!
  
 
    
   Thy T 
 August 8, 2022.
 
 
 
  
  
 
 
   Google rating score: 5.0 of 5, based on 52 reviews